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Navigating Today’s Insurance Landscape in Florida: What You Need to Know

In today’s ever-changing insurance landscape, it’s crucial for Floridians to stay informed about the latest trends and issues affecting their insurance needs. Beyond the conventional policies, this article delves into the contemporary challenges and opportunities that Floridians should be aware of when it comes to insurance. Climate Change and Homeowners Insurance: Florida’s susceptibility to hurricanes and rising sea levels due to climate change […]
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Navigating Tax Season: Real Estate Insights for Homeowners

As the calendar turns towards February, many Floridians are not only preparing for the last gasps of winter but also for a less glamorous but equally significant event – tax season. Beyond the usual paperwork and crunching numbers, homeowners have a unique advantage during tax season that could significantly impact their financial landscape: real […]
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What Is a Buydown?

A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for […]
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Transforming Your Back-to-School Routine: A Parent’s Guide to Success

The return to school can bring significant changes to your daily schedule, especially when you have daughters. Striking the right balance between work, school, and extracurricular activities can be an ongoing challenge. However, with patience and a collaborative spirit, you and your children can navigate the school year together. To help you settle into the […]

Uncategorized Navigating Today’s Insurance Landscape in Florida: What You Need to Know In today’s ever-changing insurance landscape, it’s crucial for Floridians to stay informed about the latest trends and issues affecting their insurance needs. Beyond the conventional policies, this article delves into the contemporary challenges and opportunities that Floridians should be aware of when it comes to insurance. Climate Change and Homeowners Insurance: Florida’s susceptibility to hurricanes and rising sea levels due to climate change […]

Uncategorized Navigating Tax Season: Real Estate Insights for Homeowners As the calendar turns towards February, many Floridians are not only preparing for the last gasps of winter but also for a less glamorous but equally significant event – tax season. Beyond the usual paperwork and crunching numbers, homeowners have a unique advantage during tax season that could significantly impact their financial landscape: real […]

Uncategorized What Is a Buydown? A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for […]

Uncategorized Transforming Your Back-to-School Routine: A Parent’s Guide to Success The return to school can bring significant changes to your daily schedule, especially when you have daughters. Striking the right balance between work, school, and extracurricular activities can be an ongoing challenge. However, with patience and a collaborative spirit, you and your children can navigate the school year together. To help you settle into the […]

Uncategorized Back to School: Are You Smarter Than a 5th Grader? As summer begins to wind down and the warm days gradually give way to the crisp autumn air, there is a certain buzz in the atmosphere that can only mean one thing – it’s time to go back to school! Whether you’re a student, a parent, or a teacher, the back-to-school season brings a mixture […]

Uncategorized Hurricane Season: Is your storm preparation truly enough? Brace yourselves! Joining forces in this crucial endeavor, the USDA Forest Service poses a vital question: Is your storm preparation truly enough? While the conventional hurricane season spans from June 1 to November 30, it’s high time to formulate a comprehensive plan for those residing and working in hurricane-prone areas. Yet, even for those […]

Life in Tampa Bay Summer’s Bucket List in Tampa Bay Welcome to Tampa Bay, where summer comes alive with endless excitement and fun! If you’re looking for an unforgettable summer experience, we’ve got you covered. In this article, we’ve curated a list of must-do activities and events that will make your summer in Tampa Bay truly memorable. So, grab your sunscreen, put on your shades, […]

Mortgage A Guide for VA Home Loans VA Home Loans: A Guide for Veterans and Active-Duty Service Members You may be eligible for the VA (Veterans Affairs) home loan program if you are a veteran or active-duty service member. This program offers mortgage loans that the U.S. Department of Veterans Affairs guarantees to help eligible veterans, active-duty service members, and their surviving […]

Buyers What is Tax Portability? Are you planning to sell your current home and buy a new one in the same state? If yes, it’s important to consider your “tax portability” options. Tax portability is a unique benefit provided by the State of Florida that can help you save a considerable amount of money on your property taxes. What is […]

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ERA® and the ERA logo are registered service marks owned by ERA Franchise Systems LLC. Tomlin, St Cyr and Associates, LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is indepently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to ERA Franchise Systems LLC nor any of its affiliated companies.