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Uncategorized Essential Marketing Techniques Every Realtor Should Use In today’s competitive housing market, marketing is just as important as market knowledge. For Realtors, mastering modern marketing techniques is key to attracting clients, building trust, and closing deals faster. Whether you’re a seasoned agent or just starting out, here are some proven strategies to help you stand out. Build a Strong Online Presence The […]
Uncategorized What to Budget for Beyond the Mortgage When buying a home, most buyers focus on the mortgage payment. While that’s the biggest piece of the puzzle, it’s far from the only cost. To avoid financial surprises, it’s important to understand the additional expenses that come with homeownership. Here’s a breakdown of what to budget for beyond your mortgage. Down Payment Your down […]
In the News How AI Is Redefining Luxury Real Estate in 2025 Artificial intelligence is quietly transforming real estate, and in 2025 it’s no longer just about convenience. It’s about creating a more elevated, seamless, and informed experience for buyers and sellers. From personalized searches to cutting-edge property marketing, AI is weaving sophistication into every step of the journey. Here are five ways AI is shaping the […]
Press Releases Tomlin St Cyr Real Estate Announces Leadership Transition as Mary Ann Porter Steps Away from Management After a Legacy of Growth TAMPA, FL – March 4, 2025 – Tomlin St Cyr Real Estate Services announces a significant leadership transition as Mary Ann Porter, the company’s first employee and a driving force behind its growth, steps away from her leadership role as the Managing Broker. From the beginning in 2015, Porter has played an instrumental role in making […]
Uncategorized Rebuilding After a Flood Rebuilding After a Flood: Top Construction Loan Options for Homeowners If your home was damaged by a flood, the process of rebuilding can feel overwhelming. However, several financing options are available to help homeowners recover and restore their properties. Here’s a look at some of the best construction loans and disaster recovery financing options that […]
New Developments St. Petersburg Booms: New Stadium, Hot Developments, and Innovation Ahead   Downtown St. Petersburg is poised for significant growth, with real estate investment and development projects moving forward in 2024 and beyond.   The St. Petersburg development plans combine housing, creative workspaces, authentic diversity, and distinct entertainment offerings with multi-modal transportation.   Here are three St. Petersburg developments builders are excited about.   1. Tampa […]
Uncategorized The Power of an Independent Insurance Agency: Protecting What Matters Most In a world filled with uncertainties, having the right insurance coverage is more than just a necessity; it’s a cornerstone of peace of mind. Whether you’re safeguarding your home, car, boat, or even your recreational vehicle, the right insurance policy ensures that you’re prepared for life’s unexpected twists and turns. But with so many options […]
Uncategorized Navigating Today’s Insurance Landscape in Florida: What You Need to Know In today’s ever-changing insurance landscape, it’s crucial for Floridians to stay informed about the latest trends and issues affecting their insurance needs. Beyond the conventional policies, this article delves into the contemporary challenges and opportunities that Floridians should be aware of when it comes to insurance. Climate Change and Homeowners Insurance: Florida’s susceptibility to hurricanes and rising sea levels due to climate change […]
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Uncategorized Navigating Tax Season: Real Estate Insights for Homeowners   As the calendar turns towards February, many Floridians are not only preparing for the last gasps of winter but also for a less glamorous but equally significant event – tax season. Beyond the usual paperwork and crunching numbers, homeowners have a unique advantage during tax season that could significantly impact their financial landscape: real […]
Uncategorized What Is a Buydown? A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for […]
Uncategorized Transforming Your Back-to-School Routine: A Parent’s Guide to Success The return to school can bring significant changes to your daily schedule, especially when you have daughters. Striking the right balance between work, school, and extracurricular activities can be an ongoing challenge. However, with patience and a collaborative spirit, you and your children can navigate the school year together. To help you settle into the […]
Uncategorized Back to School: Are You Smarter Than a 5th Grader? As summer begins to wind down and the warm days gradually give way to the crisp autumn air, there is a certain buzz in the atmosphere that can only mean one thing – it’s time to go back to school! Whether you’re a student, a parent, or a teacher, the back-to-school season brings a mixture […]
Insurance What’s Going on With Florida Homeowners Insurance? We’ve Got the Latest Info The Florida homeowners insurance market remains challenging. Pineapple Insurance breaks it all down and what it means for you.   Recent Developments in Florida Homeowners Insurance Eight homeowners insurance companies were taken into receivership by the State of Florida – the most recent being United Property and Casualty in March of 2023. Farmers Insurance has […]
In the News Tampa Bay Area Among Top Moving Destinations in 2023 A new list of top cities people are moving to this year includes two Tampa Bay cities. PODS Moving & Storage’s customer moving data shows that Florida still holds the No. 1 spot of any state for relocation.   Top Tampa Bay Area Spots Sarasota ranked No. 2, down from the top spot last year, while Tampa […]
Uncategorized Hurricane Season: Is your storm preparation truly enough? Brace yourselves! Joining forces in this crucial endeavor, the USDA Forest Service poses a vital question: Is your storm preparation truly enough?   While the conventional hurricane season spans from June 1 to November 30, it’s high time to formulate a comprehensive plan for those residing and working in hurricane-prone areas. Yet, even for those […]
Life in Tampa Bay Tampa Bay Hacks: Know What the Locals Know For those of you new to the area, or even those of you who have lived here most/all of your life, there are some great insider tips that locals are sharing on Reddit. Check out some of the Tampa Bay hacks below!   1. Pro Tip – Order Pub Subs online and avoid the long […]
In the News John Tomlin Recognized With National Gold Leadership Award Junior Achievement has named Tomlin St Cyr CEO John Tomlin as a recipient of its prestigious Gold Leadership Award. The national honor for volunteerism was awarded to 11 participants chosen from more than 247,000 U.S. volunteers.   The Gold Leadership Award honors excellence in volunteerism, recognizing leadership in supporting and expanding Junior Achievement’s student impact, […]
Life in Tampa Bay Summer’s Bucket List in Tampa Bay Welcome to Tampa Bay, where summer comes alive with endless excitement and fun! If you’re looking for an unforgettable summer experience, we’ve got you covered. In this article, we’ve curated a list of must-do activities and events that will make your summer in Tampa Bay truly memorable. So, grab your sunscreen, put on your shades, […]
Mortgage A Guide for VA Home Loans VA Home Loans: A Guide for Veterans and Active-Duty Service Members You may be eligible for the VA (Veterans Affairs) home loan program if you are a veteran or active-duty service member. This program offers mortgage loans that the U.S. Department of Veterans Affairs guarantees to help eligible veterans, active-duty service members, and their surviving […]
Buyers What is Tax Portability? Are you planning to sell your current home and buy a new one in the same state? If yes, it’s important to consider your “tax portability” options. Tax portability is a unique benefit provided by the State of Florida that can help you save a considerable amount of money on your property taxes. What is […]
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ERA® and the ERA logo are registered service marks owned by ERA Franchise Systems LLC. Tomlin, St Cyr and Associates, LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is indepently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to ERA Franchise Systems LLC nor any of its affiliated companies.