A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for […]
REALTOR® Laura Fleming is passionate about the dynamic field of real estate and its profound value to clients. “These are some of the largest transactions of people’s lives and they are complicated and nuanced,” she said. “They depend on laws and regulations which change over time. Facilitating smooth transactions brings so much value to people, […]
The return to school can bring significant changes to your daily schedule, especially when you have daughters. Striking the right balance between work, school, and extracurricular activities can be an ongoing challenge. However, with patience and a collaborative spirit, you and your children can navigate the school year together. To help you settle into the […]
Meet Tampa Bay Realtor®, John Bay. Born in Kazakhstan, John brings his clients a unique blend of international perspective and local expertise. With a passion for helping people find their dream homes, John’s commitment to understanding his clients’ needs, and his keen eye for property potential, have earned him a reputation as a trusted advisor […]
ERA® and the ERA logo are registered service marks owned by ERA Franchise Systems LLC. Tomlin, St Cyr and Associates, LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is indepently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to ERA Franchise Systems LLC nor any of its affiliated companies.