Uncategorized What Is a Buydown? A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for […]
Agents Agent Spotlight: REALTOR® Laura Fleming REALTOR® Laura Fleming is passionate about the dynamic field of real estate and its profound value to clients. “These are some of the largest transactions of people’s lives and they are complicated and nuanced,” she said. “They depend on laws and regulations which change over time. Facilitating smooth transactions brings so much value to people, […]
Uncategorized Transforming Your Back-to-School Routine: A Parent’s Guide to Success The return to school can bring significant changes to your daily schedule, especially when you have daughters. Striking the right balance between work, school, and extracurricular activities can be an ongoing challenge. However, with patience and a collaborative spirit, you and your children can navigate the school year together. To help you settle into the […]
Agents Agent Spotlight: Realtor® John Bay Meet Tampa Bay Realtor®, John Bay. Born in Kazakhstan, John brings his clients a unique blend of international perspective and local expertise. With a passion for helping people find their dream homes, John’s commitment to understanding his clients’ needs, and his keen eye for property potential, have earned him a reputation as a trusted advisor […]
Agents Agent Spotlight: Realtor® Elena Lakhina Realtor® Elena Lakhina brings a wealth of international experience to Tomlin St Cyr Real Estate. She was born and raised in Irkutsk, Russia. At 17, she moved to Moscow to attend university. Elena earned a bachelor’s degree in politics and a master’s in media and journalism. She spent a semester in Belgium during her master’s […]
Agents Agent Spotlight: Realtor® Karrie Kopech Born in Michigan, Realtor® Karrie Kopech has lived in the Tampa Bay area for nearly four decades. The USF grad has a tremendous depth of knowledge of the Greater Tampa Area’s people, places, and communities. She is well informed on Pinellas, Hillsborough, and Pasco counties.   “I love people and helping people, building relationships, and being […]
Uncategorized Back to School: Are You Smarter Than a 5th Grader? As summer begins to wind down and the warm days gradually give way to the crisp autumn air, there is a certain buzz in the atmosphere that can only mean one thing – it’s time to go back to school! Whether you’re a student, a parent, or a teacher, the back-to-school season brings a mixture […]
Agents Agent Spotlight: Realtor Jourdin Reece Realtor Jourdin Reece is a lifetime Tampa Bay resident. She attended Lutz Elementary, Buchanan Middle School, Steinbrenner High School, and the University of South Florida, where she was a D1 athlete as part of the All Girl cheerleading team. GO BULLS! She graduated from USF with a bachelor’s in political science and international government affairs. […]
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Agents Agent Spotlight: Realtor Misael Galvao Realtor Misael Galvao was born in Parana, Brazil, and raised in Tampa, where he graduated high school from Gateway Christian Academy. In fact, Misael is a youth leader at Gateway Christian Church, where he helps kids and young adults with their personal, spiritual, and emotional lives.   Misael carries the same passion for fellowship into […]
Insurance What’s Going on With Florida Homeowners Insurance? We’ve Got the Latest Info The Florida homeowners insurance market remains challenging. Pineapple Insurance breaks it all down and what it means for you.   Recent Developments in Florida Homeowners Insurance Eight homeowners insurance companies were taken into receivership by the State of Florida – the most recent being United Property and Casualty in March of 2023. Farmers Insurance has […]
Agents Agent Spotlight: REALTOR® Stephanie Brown Born and raised in Lakeland, REALTOR® Stephanie Brown attended Florida Southern College. There, she earned a BA in mass communication and later attended Syracuse University, where she received her master’s degree in advertising.   Stephanie spent 27 years in advertising, media, and design. She has owned and managed several Airbnbs for years and is also the […]
In the News Tampa Bay Area Among Top Moving Destinations in 2023 A new list of top cities people are moving to this year includes two Tampa Bay cities. PODS Moving & Storage’s customer moving data shows that Florida still holds the No. 1 spot of any state for relocation.   Top Tampa Bay Area Spots Sarasota ranked No. 2, down from the top spot last year, while Tampa […]
Uncategorized Hurricane Season: Is your storm preparation truly enough? Brace yourselves! Joining forces in this crucial endeavor, the USDA Forest Service poses a vital question: Is your storm preparation truly enough?   While the conventional hurricane season spans from June 1 to November 30, it’s high time to formulate a comprehensive plan for those residing and working in hurricane-prone areas. Yet, even for those […]
Life in Tampa Bay Tampa Bay Hacks: Know What the Locals Know For those of you new to the area, or even those of you who have lived here most/all of your life, there are some great insider tips that locals are sharing on Reddit. Check out some of the Tampa Bay hacks below!   1. Pro Tip – Order Pub Subs online and avoid the long […]
In the News John Tomlin Recognized With National Gold Leadership Award Junior Achievement has named Tomlin St Cyr CEO John Tomlin as a recipient of its prestigious Gold Leadership Award. The national honor for volunteerism was awarded to 11 participants chosen from more than 247,000 U.S. volunteers.   The Gold Leadership Award honors excellence in volunteerism, recognizing leadership in supporting and expanding Junior Achievement’s student impact, […]
Agents Agent Spotlight: Realtor Stacie McCullers Born and raised in Tampa, Realtor Stacie McCullers brings a wealth of knowledge to her clients. Stacie has over 18 years of experience as a Realtor and 23 years managing a small business. She has a broad range of experience in all real estate transactions, with exceptional expertise in representing sellers. Stacie’s experience, tenacity, and passion […]
Agents Agent Spotlight: Mary Michelle Mitchell In her fourth year with the brokerage, Tomlin St Cyr Realtor Mary Michelle Mitchell focuses on helping buyers connect with the best home and mortgage broker that fits their situation and needs.   “My most valuable tool is communication,” she said. “I always, always talk to my buyers, sellers, and everyone involved in the transaction on […]
Agents Agent Spotlight: Jesus Suarez With Jesus Suarez as your Realtor, you’re getting a lifetime of knowledge on the Tampa Bay area. Born and raised in Tampa, Jesus has had a background in construction, flipping houses, and customer service since age 15.   “What I love about real estate and what just gets me very excited about the industry is that I have […]
Life in Tampa Bay Summer’s Bucket List in Tampa Bay Welcome to Tampa Bay, where summer comes alive with endless excitement and fun! If you’re looking for an unforgettable summer experience, we’ve got you covered. In this article, we’ve curated a list of must-do activities and events that will make your summer in Tampa Bay truly memorable. So, grab your sunscreen, put on your shades, […]
Mortgage A Guide for VA Home Loans VA Home Loans: A Guide for Veterans and Active-Duty Service Members You may be eligible for the VA (Veterans Affairs) home loan program if you are a veteran or active-duty service member. This program offers mortgage loans that the U.S. Department of Veterans Affairs guarantees to help eligible veterans, active-duty service members, and their surviving […]